Martin Lewis warns viewers about drastic car insurance changes
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Generally, drivers are warned not to leave anything of value in their car when it is not occupied. Because of this Go Compare is urging drivers to check their car insurance policy and personal belongings cover.
With the nights now drawing in earlier, opportunistic thieves could make the most of the increased hours of darkness.
According to the statistics, the most commonly stolen items from cars in 2019 and 2020 were valuables such as jewellery, handbags, credit cards, documents and wallets.
The data also shows the type of items stolen from vehicles has changed dramatically since 2010, with the percentage of mobile phones taken from vehicles dropping by 39 percent.
Alongside this, thefts involving exterior fittings from vehicles and electrical equipment, have dropped by 74 percent and 49 percent respectively.
Around 95 percent of comprehensive car insurance policies cover personal belongings as standard.
Despite this, only 61 out of the 357 car insurance policies on the market cover belongings worth £400 or more.
A further 105 policies covered items valued between £250 – £399, while 59 policies covered less than £150 worth of belongings.
GoCompare is also urging those with third party, fire and theft policies to take particular care, as 85 percent of these 175 car insurance policies do not cover personal possessions.
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Ryan Fulthorpe, motoring expert at GoCompare, spoke about how drivers could be affected by leaving valuables in the car.
He said: “When it comes to arranging car insurance this year, many drivers will understandably be focused on the headline price and ensuring that there is some level of personal protection insurance in place.
“However, it’s important to delve deep into the detail of the policy and make sure that you have the right amount of cover for the everyday items that will be coming out and about with us.
“Accidentally leaving your wallet or your phone in the car happens to the best of us, which is why it’s so important to check your level of cover.
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